A new roof is a major investment, and understanding roofing warranty coverage ensures you protect it. Many homeowners assume their warranty covers everything, only to find out later that improper installation or storm damage may not be included.
For homeowners in Union, Washington, Festus, St. Clair, Herculaneum, Gerald, Fenton, Valley Park, DeSoto, Pevely, and Eureka, knowing what roofing warranty coverage includes can save thousands in unexpected repairs. This guide breaks down warranty types, coverage details, and tips for securing the best protection.
Why Roofing Warranty Coverage Matters
Roofs endure harsh weather, UV rays, and temperature changes. These elements cause wear, leading to leaks, missing shingles, and structural issues. Without roofing warranty coverage, you may face costly repairs. A strong warranty ensures protection against material failures and installation defects.
Many homeowners assume insurance covers all roofing problems. However, insurance usually covers only storm damage or accidents, not wear and tear or defective materials. That’s why reviewing your roofing warranty coverage is essential.
Types of Roofing Warranties
Roofing warranties fall into two categories: manufacturer warranties and workmanship warranties. Understanding their differences helps you determine if additional coverage is needed.
Manufacturer’s Warranty
This warranty covers defects in roofing materials. If shingles deteriorate too soon, the manufacturer may cover replacement costs.
- Limited Lifetime Warranty: Lasts between 20 to 50 years. “Lifetime” refers to the product’s expected lifespan under normal conditions, not the homeowner’s lifetime.
- Prorated vs. Non-Prorated Warranties: Some warranties offer full coverage for a set period before shifting to prorated coverage, meaning they cover only a percentage of costs over time.
- Transferable Warranties: Some warranties can transfer to new homeowners, increasing property value.
Workmanship Warranty
Provided by the contractor, this warranty covers installation errors. Even high-quality materials fail if installed incorrectly.
- Duration: Ranges from one year to ten years, though some contractors offer lifetime workmanship warranties.
- Coverage: Includes sealing errors, improper flashing, or misaligned shingles. It does not cover weather damage or homeowner neglect.
- Choosing a Contractor: Not all contractors offer workmanship warranties. Emmendorfer Exteriors in Union, MO, provides a 10-year workmanship warranty on 40-year roofs and a 5-year warranty on all others, offering peace of mind for homeowners.
What’s Covered Under Roofing Warranty Coverage?
Understanding what roofing warranty coverage includes is just as important as knowing its exclusions. Most warranties cover:
- Defective Materials: If shingles, underlayment, or other materials fail due to defects, they should be replaced under warranty.
- Premature Deterioration: If shingles crack, curl, or break before their expected lifespan, the warranty may cover replacements.
- Installation Errors: If a contractor offers a workmanship warranty, issues like improper flashing or shingle misalignment should be covered.
- Wind and Impact Resistance: Some warranties cover damage from strong winds or debris. Checking the wind rating of shingles ensures they meet local conditions.
What’s Not Covered by Roofing Warranty Coverage?
While roofing warranty coverage offers significant protection, it has limitations. Homeowners should be aware of the following exclusions:
- Storm Damage: Most warranties do not cover hail, high winds, or falling trees. Insurance typically handles these claims.
- Improper Maintenance: Neglecting to clean gutters or allowing debris buildup can void the warranty.
- Third-Party Damage: If another contractor, such as a solar panel installer, damages your roof, their company—not your roofing warranty—should cover repairs.
- Normal Wear and Tear: While warranties cover premature failures, they do not include gradual aging from weather exposure.
How to Make a Roofing Warranty Claim
Filing a claim under your roofing warranty coverage requires a few essential steps:
- Document the Issue: Take photos and note when you first noticed the problem.
- Review Warranty Terms: Check your warranty documents to confirm the issue is covered.
- Contact the Manufacturer or Contractor: If it’s a material issue, contact the manufacturer. For installation errors, reach out to your contractor.
- Schedule an Inspection: Most providers send a representative to assess the damage.
- Follow Up: If approved, confirm the repair timeline. If denied, request an explanation and explore other options.
Choosing the Best Roofing Warranty Coverage in Union, MO
Homeowners in Union, Washington, Festus, St. Clair, Herculaneum, Gerald, Fenton, Valley Park, DeSoto, Pevely, and Eureka should carefully review roofing warranty coverage before committing to a new roof. Here’s how to choose the best protection:
- Compare Manufacturer Warranties: Not all materials offer the same coverage. Look for brands with at least a 25- to 50-year non-prorated warranty.
- Choose a Contractor with a Strong Workmanship Warranty: A reputable contractor should provide at least a 5-year workmanship warranty, like Emmendorfer Exteriors.
- Read the Fine Print: Some warranties require regular maintenance or inspections. Understanding these terms helps you avoid voiding coverage.
Final Thoughts on Roofing Warranty Coverage
Understanding roofing warranty coverage protects your home and investment. Whether replacing an old roof or installing a new one, carefully review warranty details. Knowing what’s covered and what’s not ensures you get the best protection. If you’re in Union, Washington, Festus, St. Clair, Herculaneum, Gerald, Fenton, Valley Park, DeSoto, Pevely, or Eureka and need expert roofing services with top-notch warranty coverage, Emmendorfer Exteriors is here to help. Contact us today for a free consultation and ensure your roof is backed by the best protection available.
